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Bet Payout Calculator: Moneyline & Spread

Enter your stake and the odds on a single bet — a moneyline, spread, total or prop — to see what it pays and how much you need to risk to win a set amount.

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Total payoutProfitImplied probabilityDecimal odds
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Single bets only (moneyline, spread, total, prop). Building a multi-leg bet? Use the parlay calculator.

How to use this calculator

Pick American, decimal or fractional odds, type the price and your stake. The green line shows the total payout and profit. Fill in “Want to win” to see how much you need to bet to win that amount at the same odds. Copy the result to share the bet.

Moneyline & spread payouts on a $100 bet

OddsTotal payoutProfitBreakeven win rate
-300$133.33$33.3375.00%
-200$150.00$50.0066.67%
-150$166.67$66.6760.00%
-120$183.33$83.3354.55%
-110$190.91$90.9152.38%
-105$195.24$95.2451.22%
EVEN$200.00$100.0050.00%
+120$220.00$120.0045.45%
+150$250.00$150.0040.00%
+200$300.00$200.0033.33%
+300$400.00$300.0025.00%

Spreads and totals are usually priced at -110 on both sides, so a winning $100 spread bet pays $190.91. Moneylines vary by matchup. To see how much of that price is the book’s margin, use the hold calculator; to combine bets, use the parlay calculator. Spreads move during the week — the line movement checker shows the open vs current number for every NFL game.

FAQ

How is a moneyline payout calculated?

Payout = stake × decimal odds, and profit = payout − stake. On a +150 underdog, $10 pays $25 ($15 profit). On a -150 favorite, $10 pays $16.67 ($6.67 profit).

What does a -110 spread bet pay?

At -110 you risk $110 to win $100. A $10 spread bet at -110 returns $19.09 total, a $9.09 profit. You need to win 52.38% of -110 bets to break even.

How much do I need to bet to win $100?

On negative odds, bet the number: -110 needs $110, -200 needs $200. On positive odds, bet 100 ÷ odds × 100: +150 needs $66.67, +200 needs $50. Fill in the “Want to win” box for any price.

Related free tools

Parlay calculator →Payout, true odds vs implied, and how much vig the parlay carries.Odds converter →American, decimal, fractional & implied probability, plus no-vig odds.Hold (vig) calculator →How much a two- or three-way market charges you, and fair prices.Hedge & cash-out calculator →How much to hedge to lock a profit or break even, both outcomes shown.NFL line moves this week →Opening vs current spreads & totals (DraftKings via ESPN).

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